Financing

With financing options available through our practice, Richmond Aesthetic Surgery can help you bring the costs of plastic surgery and cosmetic enhancement into your budget. Our practice works with the reputable financing companies, Cherry and CareCredit^® which offer a number of options to meet your needs.

Financing opportunities are available for all types of aesthetic enhancement treatments, including body contouring, breast surgery options, facial rejuvenation, injectables, and more. Many plans include low monthly payments, low interest rates, and other advantages to help you attain the treatment you desire without becoming too much of a burden to your pocketbook. Plus, the companies we work with typically offer co-signing options and base their decisions mainly on debt-to-income ratio – signifying that your credit may not need to be perfect in order to obtain financing.

Applying for financing is often a very easy and quick process, and applications can be submitted online, over the phone, or via fax. Most applications receive a reply within minutes.

The links below will take you to more information on financing opportunities and how you can apply. Please contact us by e-mail for more information, or call us at (804) 464-3801.

How It WorksChoose from a range of monthly payment plans, with qualifying 0% APR options. Applying is simple and does not impact your credit score. If you're approved for financing, you can use your funds immediately. Manage your payment options using Cherry's self-serve patient portal.

Flexible Payments For Any BudgetUse the payment calculator to simulate what your monthly payments could look like.

Purchase Amount

These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every practice that uses Cherry will offer the payment plan terms listed above.

$--.-- / month

Enter a purchase amount to see estimated payments

TestimonialsDon’t just take our word for it! Here’s what other patients have to say about Cherry…

Bryana

“I was worried the application would take long, I would have paid on my credit card – but it only took a few minutes and I'm so happy I can split my payments up now!”

Alex

“Cherry was really easy to use and super fast. I can't wait to go back and try different services now that I can split my payments!”

Marie

“I used this on Monday and it was great. Low down payment and low monthly. You all should try it.”

Gabriel

“Cherry was great, one of the better lending companies I’ve ever used. Making payments was a lot easier and I appreciate that Cherry was willing to work with me.”

Alyssa

“Cherry is amazing!!! Now we can get everything done!!”

Cassie

“I’ve been putting off these treatments for a long time. I scheduled them all today using Cherry!”

Frequently Asked Questions

How long is my approval valid for?

Approvals are valid for 120 days. Once that time period expires, you are welcome to reapply.

Can I increase my approval amount?

If you are eligible for an increase, you may request this through the Cherry Patient Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to "request an increase," it means you are ineligible for an increase at this time.

Can I pay this off early?

Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.

Does my 0% APR offer expire?

No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.

How much is my down payment and when is it due?

Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the practice confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.

*Making payments via Pre-Paid Debit Card or Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional Debit Card.

How are refunds handled?

To request a refund, please contact Richmond Aesthetic Surgery directly.

We defer to the refund policies put in place by Richmond Aesthetic Surgery and cannot initiate a refund without their approval.

Once Richmond Aesthetic Surgery authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.

If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.

Does Cherry report to the credit bureaus?

Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.

Can missing payments on my account with Cherry hurt my credit?

Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other deliquencies on your account to the credit bureaus.

Manage My PlanManage your payment plans inside the Cherry Patient Portal.

Financing

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